• Do you offer free consultations?

    Yes, we provide free personalized consultations to review your insurance needs and compare plan options. We'll develop comprehensive benefits strategies tailored to your circumstances and budget.

  • When is Medicare open enrollment?

    Medicare open enrollment typically runs from October 15 to December 7 annually. We offer free Medicare reviews to help you select the right plans and avoid penalties.

  • When is marketplace open enrollment?

    Marketplace open enrollment generally occurs from November 1 to January 15 each year. We provide guidance on ACA/Marketplace plans including HMO, PPO, EPO, and POS options for individuals and families.

  • What's telemedicine coverage like?

    Our telemedicine plans offer 24/7 access to doctors via phone or video with no co-pays or deductibles. Plans feature flat monthly family rates and can bundle with major medical coverage.

  • Do you help with Medicaid applications?

    Yes, we provide Medicaid eligibility assistance including qualification determination and application support. We help low-income individuals and families navigate government healthcare coverage options.

  • Can you maximize Social Security benefits?

    Yes, we provide comprehensive Social Security analysis and strategies to maximize your retirement benefits. We integrate this with personalized retirement income planning and Medicare coordination.

  • Do you serve Fort Collins?

    Yes, we serve Fort Collins, Colorado along with Cheyenne, Laramie, Casper, Wheatland, Wyoming and Scottsbluff, Nebraska for all insurance and benefits services.

  • What's supplemental insurance cover?

    Supplemental insurance provides cash benefits for accidents, critical illness, and hospital stays. These policies help cover gaps in major medical plans, deductibles, copays, and household expenses during health crises.

  • Do you offer group insurance?

    Yes, we provide tailored employee benefits packages for small businesses under 50 lives. Packages include Medical, Dental, Vision, and Life Insurance with streamlined enrollment and potential tax advantages.

  • Can I get standalone dental coverage?

    Yes, dental and vision insurance is available as standalone or group options. Coverage includes preventive care like routine cleanings, check-ups, glasses, contacts, and basic procedures like fillings.